Childfree Life by Design
Childfree Life by Design is a podcast for people who are Childfree or permanently childless and thinking seriously about money, legacy, and what comes next. It tackles financial planning, estate planning, and life decisions for adults building a future without children and without a default script to follow.
Hosted by experts in financial and life planning, the show cuts through outdated assumptions about family, retirement, and aging. Conversations focus on utilizing wealth, solo aging, long-term care, relationships, and how to plan with clarity when you don’t have kids.
This isn’t about justifying your choices or debating labels. It’s about practical guidance for planning life without children making smart financial decisions, defining legacy on your own terms, and building support systems that actually work.
If you’re Childfree, childless, or planning without kids and want thoughtful, trusted education, this is where those conversations happen.
Disclosure: This podcast is for educational and entertainment purposes only. Please consult your professional advisors before implementing any ideas discussed. For full disclosures, visit Childfreewealth.com.
Childfree Life by Design
The Truth About the Cost of Healthcare in America | Dr. Jay Zigmont, CFP® & Jordan Grumet, MD
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You pay more for healthcare than almost anyone on earth, and it keeps getting harder to actually get the care you're paying for. Jordan Grumet, MD, the hospice doctor known as Doc G, returns to explain why, and his answer is blunt: the system isn't broken by accident, it's built to pull money out of the middle and away from the patients and the people caring for them. He and Dr. Jay Zigmont, CFP® get honest about what that means for Childfree people especially, who can't assume a family member will be there to advocate or provide unpaid care.
In This Episode, You'll Learn:
- How the modern healthcare system shifted from a public good to a business, and why Americans pay roughly double per person while so much of that money never reaches actual care
- Why the "divide and conquer" dynamic pits doctors and patients against each other, and how that keeps the people who could demand change too busy fighting each other to see what's happening
- What concrete steps individuals can take right now, from direct primary care and concierge medicine to asking for generics, appealing insurance denials, and seeking out doctors who still own their practices
- Why long-term care is an especially hard road for Childfree people, since standard plans quietly assume a family member available for unpaid caregiving, and how to plan around that
- Why Dr. Grumet stays hopeful despite it all, how past movements turned public outrage into real reform, and why building enough financial freedom to cover the basics is what lets you live a purposeful life
Mentioned in this episode:
Finding Purpose Beyond Financial Independence with Doc G, Ep 120 https://childfreeinsights.com/resources/podcast/episode-120
Episode Guest:
Jordan Grumet, MD (Doc G) is an internal medicine and hospice physician, currently an associate medical director at Unity Hospice, and the host of the award-winning Earn & Invest podcast, which won the Plutus Award for Best New Personal Finance Podcast. He is the author of Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life, The Purpose Code, and his newest book, The Healthcare Heist: How Physicians and Patients Can Unite to Transform Healthcare. After his own burnout in medicine, he turned toward writing and speaking about financial independence, purpose, and living a meaningful life.
Connect with Jordan Grumet, MD:
Website: jordangrumet.com
Podcast: Earn & Invest
Books: Taking Stock, The Purpose Code, and The Healthcare Heist
Episode Host:
Dr. Jay Zigmont, CFP® is the Founder of Childfree Wealth®, a life and financial planning firm dedicated to helping Childfree and permanently Childless people, and Childfree Trust®, the first of its kind next of kin representation service for Childfree people. He is also the author of The Childfree Guide to Life and Money.
About Childfree Insights:
Childfree Insights delivers education for financial and estate planning without children. It supports people with no kids in making informed decisions about retirement, legacy planning, beneficiaries, and long-term care. Home of Childfree Wealth® and Childfree Trust®.
Connect with Us:
Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.
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YouTube: https://www.youtube.com/@ChildfreeInsights
Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.